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PERSONAL BANKING
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Personal Certificates of Deposit (CD) 
Certificate of Deposit (CD)
  • $1,000.00 minimum deposit to open account.
  • Interest is paid on time and amount.
  • Interest is paid by check, deposit into a First Missouri State Bank checking or savings account or compounded.
  • Automatic renewal.
  • Some restrictions may apply to CD specials.

Growth Certificate of Deposit

  • $100.00 minimum deposit to open account.
  • 12 month term.
  • Interest will be compounded and credited quarterly.
  • You can add to the CD throughout the term ($25.00 minimum, $5,000.00 maximum per year).

Individual Retirement Account (IRA)

  • Funds are invested in a bank Certificate of Deposit and earn interest tax deferred.
  • If you have not reached age 70 ½, you may be eligible for an IRA.
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The standard insurance amount is $250,000 per depositor, per insured bank, for each ownership category.
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