PERSONAL BANKING
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Personal Savings/ Money Markey Options 

Regular Savings - Personal

  • $100 minimum deposit to open this account.
  • Interest will be compounded and credited to your account semiannually.
  • Transfers from this account to another account or to third parties by preauthorized or automatic transfer are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.

Regular Money Market - Personal

  • $1000 minimum deposit to open this account.
  • $10 service charge imposed per statement cycle if the balance of the account falls below $1000 any day of the cycle.
  • Interest will be compounded and paid monthly if you keep a minimum average daily balance of $1000.
  • You may make six transfers from your account each statement cycle. Transfers and withdrawals made in person, by mail or at the ATM are unlimited.

Gold Money Market - Personal

  • $10,000 minimum deposit to open this account.
  • $10 service charge imposed per statement cycle if the balance of the account falls below $10,000 any day of the cycle.
  • This is a tiered interest account and the interest rate will be based on the balance in the account. Interest will be compounded and paid monthly if you keep a minimum average daily balance of $10,000.
  • You may make six transfers from your account each statement cycle. Transfers and withdrawals made in person, by mail or at the ATM are unlimited.

Christmas Club

  • $10 minimum deposit to open this account.
  • Interest wil be compounded and paid at maturity.
  • Week one of club starts the first week of November and runs for 50 weeks.
  • Checks will be mailed the last week in October.
  • No withdrawals are allowed before maturity.
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The standard insurance amount is $250,000 per depositor, per insured bank, for each ownership category.
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