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Welcome
First Missouri State Bank is a locally chartered, family-owned bank committed to providing the highest quality banking products and personal service to each individual and business that we serve. We do banking the old fashion way while also incorporating modern technology. We believe that a bank with a management team and associates committed to the community can better serve our customers. We are a full service banking institution offering products tailored to meet the specific needs of Cape County and the surrounding areas. We offer consumer, commercial, construction, and mortgage loans as well as a variety of traditional depository accounts. First Missouri State Bank has locations in Cape Girardeau and Jackson.
The standard insurance amount is $250,000 per depositor, per insured bank, for each ownership category.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.
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