PERSONAL BANKING
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Personal Savings/ Money Market Options   Print

Regular Savings - Personal

  • $100 minimum deposit to open this account.
  • Interest will be compounded and credited to your account semiannually.
  • Transfers to another account or to third parties by preauthorized automatic transfer, telephone transfer, online banking transfer, check draft, debit card or overdraft transfers are limited to six per month as defined by Regulation D.  First Missouri State Bank allows five free withdrawals per month.  All subsequent withdrawals are $5.00 each. 

Regular Money Market - Personal

  • $1000 minimum deposit to open this account.
  • $10 service charge imposed per statement cycle if the balance of the account falls below $1000 any day of the cycle.
  • Interest will be compounded and paid monthly if you keep a minimum average daily balance of $1000.
  • Transfers to another account or to third parties by preauthorized automatic transfer, telephone transfer, online banking transfer, check draft, debit card or overdraft transfers are limited to six per month as defined by Regulation D.  First Missouri State Bank allows five free withdrawals per month.  All subsequent withdrawals are $5.00 each.  

Gold Money Market - Personal

  • $10,000 minimum deposit to open this account.
  • $10 service charge imposed per statement cycle if the balance of the account falls below $10,000 any day of the cycle.
  • This is a tiered interest account and the interest rate will be based on the balance in the account. Interest will be compounded and paid monthly if you keep a minimum average daily balance of $10,000.
  • Transfers to another account or to third parties by preauthorized automatic transfer, telephone transfer, online banking transfer, check draft, debit card or overdraft transfers are limited to six per month as defined by Regulation D.  First Missouri State Bank allows five free withdrawals per month.  All subsequent withdrawals are $5.00 each.  

Christmas Club

  • $10 minimum deposit to open this account.
  • Interest wil be compounded and paid at maturity.
  • Week one of club starts the first week of November and runs for 50 weeks.
  • Checks will be mailed the last week in October.
  • No withdrawals are allowed before maturity.
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