Personal Banking

First Missouri State Bank is a full-service banking institution. We offer products that are tailored to meet your specific needs. We have a checking account that rewards you for carrying a large balance; the higher the balance in the account, the better the interest rate you receive. 

We also offer savings and money market accounts that are structured to fit your lifestyle. We realize that not everyone has the same savings potential, so we offer several options to better meet your needs.

Our Certificates of Deposit (CDs) are structured to give your money the flexibility that you need. We offer both short and long term CDs with competitive market rates. We also offer a Growth CD that allows you to add to it throughout the year. Visit one of our locations to find the accounts that best meet your needs.

First Missouri State Bank also realizes that every consumer is unique and has different loan needs. We have the ability to tailor our products to meet your specific needs because our loan decisions are made right here in Southeast Missouri. We can offer you the personalized service and quick turnaround that you deserve. Visit one of our locations to check out how easy it is to bank with First Missouri State Bank.

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